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Tuesday, March 07, 2017

Obamacare-lite? Republicans' bill to replace Affordable Care Act explained | US news | The Guardian





"Will older people have to pay more for health insurance?

Yes. Under Obamacare, insurers can charge older people up to three times more than younger people for insurance. Under the Republican plan, this limit will rise to five times more.



What aspects of Obamacare will survive?

The most popular parts of the current system will be preserved. These include: ending lifetime caps on coverage; allowing adult children to stay on their parents’ healthcare plan until the age of 26 and banning insurers from denying coverage, or imposing higher charges, on people with pre-existing medical problems.



How many people will be affected?

Obamacare helped 20 million previously uninsured Americans to get healthcare and it is feared that the bill will leave many of these without health cover. Under the existing system, the poorest get the most help. The Republicans’ proposals are more market-oriented, based mostly on age, with an element on income.



The bill will also reduce the number of poorer people helped under Medicaid. It is feared that of those on marginal incomes only the sickest, who really need insurance, will be prepared to pay the surcharge on lapsed plans. Estimates of the impact of the proposals and their costs have yet to be carried out by the independent Congressional Budget Office."



Obamacare-lite? Republicans' bill to replace Affordable Care Act explained | US news | The Guardian

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